2026年新南威尔士大学（UNSW）中国留学生医美贷款全攻略：政策解读、申请流程与信用建立指南

[{“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u5728\u65b0\u5357\u5a01\u5c14\u58eb\u5927\u5b66\uff08UNSW\uff09\u7559\u5b66\u7684\u4e2d\u56fd\u5b66\u751f\uff0c\u9664\u4e86\u7e41\u91cd\u7684\u8bfe\u4e1a\uff0c\u4e5f\u5f00\u59cb\u5173\u6ce8\u4e2a\u4eba\u5f62\u8c61\u7ba1\u7406\u3002\u533b\u7f8e\u9879\u76ee\u2014\u2014\u4ece\u6fc0\u5149\u5ae9\u80a4\u5230\u73bb\u5c3f\u9178\u586b\u5145\u2014\u2014\u5728\u5e74\u8f7b\u7559\u5b66\u751f\u7fa4\u4f53\u4e2d\u65e5\u76ca\u666e\u53ca\u3002\u7136\u800c\uff0c\u52a8\u8f84\u6570\u5343\u6fb3\u5143\u7684\u533b\u7f8e\u8d39\u7528\u5f80\u5f80\u8d85\u51fa\u5b66\u751f\u9884\u7b97\uff0c\u5982\u4f55\u5728\u4e0d\u5f71\u54cd\u5b66\u4e1a\u548c\u751f\u6d3b\u8d28\u91cf\u7684\u524d\u63d0\u4e0b\uff0c\u5408\u7406\u5229\u7528\u533b\u7f8e\u5206\u671f\u8d37\u6b3e\u6216\u4fe1\u7528\u8d37\u6b3e\uff0c\u6b63\u6210\u4e3a\u4e00\u4e2a\u503c\u5f97\u6df1\u5165\u63a2\u8ba8\u7684\u8bfe\u9898\u3002”}, {“blockName”: “core/image”, “attrs”: {“id”: 981, “sizeSlug”: “large”}, “innerHTML”: “

“}, {“blockName”: “core/heading”, “attrs”: {“level”: 2}, “innerHTML”: “\u4e3a\u4ec0\u4e48\u65b0\u5357\u5a01\u5c14\u58eb\u5927\u5b66\u7559\u5b66\u751f\u5f00\u59cb\u5173\u6ce8\u533b\u7f8e\u8d37\u6b3e\uff1f”}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “UNSW\u662f\u6fb3\u5927\u5229\u4e9a\u516b\u6821\u8054\u76df\uff08Group of Eight\uff09\u6210\u5458\u4e4b\u4e00\uff0c\u62e5\u6709\u5168\u6fb3\u9876\u5c16\u7684\u533b\u5b66\u4e0e\u5065\u5eb7\u79d1\u5b66\u5b66\u9662\u3002Kensington\u4e3b\u6821\u533a\u4f4d\u4e8e\u6089\u5c3c\u4e1c\u90ca\uff0c\u5468\u8fb9\u533b\u7f8e\u8bca\u6240\u8d44\u6e90\u4e30\u5bcc\uff0c\u5438\u5f15\u4e86\u5927\u91cf\u4e2d\u56fd\u7559\u5b66\u751f\u5c31\u8fd1\u5bfb\u6c42\u670d\u52a1\u3002\u6fb3\u5927\u5229\u4e9a\u6cbb\u7597\u5546\u54c1\u7ba1\u7406\u5c40\uff08TGA\uff09\u6570\u636e\u663e\u793a\uff0c2024\u20142025\u8d22\u5e74\u5168\u6fb3\u5171\u6279\u51c6\u8d85\u8fc7120\u4e07\u4f8b\u533b\u7f8e\u6ce8\u5c04\u7c7b\u624b\u672f\uff0c\u5176\u4e2d18\u81f330\u5c81\u5e74\u8f7b\u7fa4\u4f53\u5360\u6bd4\u7ea638%\uff0c\u56fd\u9645\u5b66\u751f\u662f\u4e0d\u53ef\u5ffd\u89c6\u7684\u7ec6\u5206\u5e02\u573a\u3002”}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u5bf9\u4e8e\u6301\u5b66\u751f\u7b7e\u8bc1\uff08500\u7c7b\u522b\uff09\u7684\u4e2d\u56fd\u7559\u5b66\u751f\u800c\u8a00\uff0c\u5e38\u89c1\u7684\u8d44\u91d1\u56f0\u5883\u5728\u4e8e\uff1a\u5927\u591a\u6570\u5546\u4e1a\u94f6\u884c\u7684\u4fe1\u7528\u8d37\u6b3e\u4ea7\u54c1\u8981\u6c42\u7533\u8bf7\u4eba\u5177\u5907\u6fb3\u5927\u5229\u4e9a\u672c\u5730\u4fe1\u7528\u8bb0\u5f55\uff08\u901a\u5e38\u9700\u5728\u6fb3\u5c45\u4f4f\u6ee112\u4e2a\u6708\uff09\uff0c\u800c\u7edd\u5927\u591a\u6570\u7559\u5b66\u751f\u5728\u62b5\u6fb3\u521d\u671f\u65e0\u6cd5\u6ee1\u8db3\u8fd9\u4e00\u95e8\u69db\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u6fb3\u6d32\”\u5148\u4e70\u540e\u4ed8\”\uff08BNPL\uff09\u670d\u52a1\u5546\u5728\u533b\u7f8e\u573a\u666f\u7684\u6388\u4fe1\u4e5f\u65e5\u8d8b\u6536\u7d27\uff0c2026\u5e74\u6fb3\u6d32\u8bc1\u5238\u548c\u6295\u8d44\u59d4\u5458\u4f1a\uff08ASIC\uff09\u66f4\u65b0\u7684\u300aBNPL\u884c\u4e1a\u884c\u4e3a\u6307\u5f15\u300b\u8fdb\u4e00\u6b65\u9650\u5236\u4e86\u65e0\u606f\u5206\u671f\u989d\u5ea6\u4e0a\u9650\u3002”}, {“blockName”: “core/heading”, “attrs”: {“level”: 2}, “innerHTML”: “2026\u5e74\u6fb3\u5927\u5229\u4e9a\u533b\u7f8e\u8d37\u6b3e\u6838\u5fc3\u653f\u7b56\u89e3\u8bfb”}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u6fb3\u5927\u5229\u4e9a\u8054\u90a6\u653f\u5e9c\u4e8e2026\u5e741\u67081\u65e5\u8d77\u6b63\u5f0f\u5b9e\u65bd\u300a\u6d88\u8d39\u8005\u4fe1\u8d37\u4fee\u6b63\u6848\uff08\u533b\u7f8e\u6d88\u8d39\u8d37\u4e13\u9879\uff09\u300b\uff0c\u5bf9\u4ee5\u533b\u7f8e\u6d88\u8d39\u4e3a\u7528\u9014\u7684\u4e2a\u4eba\u8d37\u6b3e\u4ea7\u54c1\u8bbe\u7acb\u4e86\u66f4\u4e25\u683c\u7684\u5408\u89c4\u8981\u6c42\uff1a”}, {“blockName”: “core/list”, “attrs”: {“ordered”: false}, “innerHTML”: “

\u8d37\u6b3e\u673a\u6784\u987b\u5728\u653e\u6b3e\u524d\u6838\u5b9e\u501f\u6b3e\u4eba\u8eab\u4efd\u53ca\u7b7e\u8bc1\u6709\u6548\u671f\uff0c\u786e\u4fdd\u8d37\u6b3e\u671f\u9650\u4e0d\u8d85\u8fc7\u7b7e\u8bc1\u5230\u671f\u65e5\uff1b

\u5355\u7b14\u533b\u7f8e\u6d88\u8d39\u8d37\u6700\u9ad8\u989d\u5ea6\u4e0d\u5f97\u8d85\u8fc715,000\u6fb3\u5143\uff0c\u8d85\u51fa\u9700\u7ecf\u72ec\u7acb\u8d22\u52a1\u987e\u95ee\uff08IFA\uff09\u8bc4\u4f30\uff1b

\u5e74\u5229\u7387\uff08APR\uff09\u8d85\u8fc730%\u7684\u4ea7\u54c1\u987b\u5728\u5408\u540c\u9996\u5c4f\u663e\u8457\u4f4d\u7f6e\u6807\u6ce8\”\u9ad8\u6210\u672c\u4fe1\u8d37\”\u8b66\u793a\u8bed\uff1b

\u501f\u6b3e\u4eba\u6709\u6743\u572814\u4e2a\u65e5\u5386\u65e5\u5185\u65e0\u7406\u7531\u63d0\u524d\u8fd8\u6b3e\uff0c\u673a\u6784\u4e0d\u5f97\u6536\u53d6\u8fdd\u7ea6\u91d1\u3002

“}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u6fb3\u5927\u5229\u4e9a\u7ade\u4e89\u4e0e\u6d88\u8d39\u8005\u59d4\u5458\u4f1a\uff08ACCC\uff09\u540c\u6b65\u66f4\u65b0\u4e86\u533b\u7f8e\u5206\u671f\u4ed8\u6b3e\u5408\u540c\u6807\u51c6\u6a21\u677f\uff0c\u89c4\u5b9a\u6240\u6709\u9762\u5411\u5b66\u751f\u7fa4\u4f53\u7684\u5ba3\u4f20\u6750\u6599\u4e2d\u987b\u9644\u6709Moneysmart\u5b98\u65b9\u4fe1\u8d37\u8ba1\u7b97\u5668\u94fe\u63a5\uff0c\u7981\u6b62\u4f7f\u7528\”\u96f6\u5229\u606f\”\”\u514d\u8d39\u5206\u671f\”\u7b49\u8bef\u5bfc\u6027\u8868\u8ff0\u3002″}, {“blockName”: “core/image”, “attrs”: {“id”: 982, “sizeSlug”: “large”}, “innerHTML”: “

“}, {“blockName”: “core/heading”, “attrs”: {“level”: 2}, “innerHTML”: “UNSW\u4e2d\u56fd\u7559\u5b66\u751f\u533b\u7f8e\u8d37\u6b3e\u7533\u8bf7\u5168\u653b\u7565”}, {“blockName”: “core/heading”, “attrs”: {“level”: 3}, “innerHTML”: “\u7b2c\u4e00\u6b65\uff1a\u8bc4\u4f30\u81ea\u8eab\u7533\u8bf7\u8d44\u8d28”}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u5728\u6b63\u5f0f\u63d0\u4ea4\u7533\u8bf7\u524d\uff0c\u5efa\u8bae\u7559\u5b66\u751f\u5bf9\u7167\u4ee5\u4e0b\u6e05\u5355\u81ea\u6211\u8bc4\u4f30\uff1a
\u2022 \u7b7e\u8bc1\u72b6\u6001\uff1a\u5b66\u751f\u7b7e\u8bc1\uff08500\u7c7b\u522b\uff09\u6709\u6548\u671f\u9700\u81f3\u5c11\u5269\u4f596\u4e2a\u6708\u4ee5\u4e0a\uff1b
\u2022 \u5728\u6fb3\u65f6\u957f\uff1a\u5927\u591a\u6570\u5408\u89c4\u8d37\u6b3e\u673a\u6784\u8981\u6c42\u5728\u6fb3\u5c45\u4f4f\u6ee16\u4e2a\u6708\uff0c\u90e8\u5206\u534e\u4eba\u8d37\u6b3e\u673a\u6784\u53ef\u63a5\u53d73\u4e2a\u6708\uff1b
\u2022 \u6536\u5165\u8bc1\u660e\uff1a\u53ef\u901a\u8fc7\u7236\u6bcd\u5883\u5916\u6c47\u5165\u7684\u751f\u6d3b\u8d39\u8bc1\u660e\uff08\u9644\u7ffb\u8bd1\u516c\u8bc1\uff09\u3001\u6821\u5185\u517c\u804c\u6536\u5165\u6216\u5956\u5b66\u91d1\u8bc1\u660e\u4f5c\u4e3a\u8865\u5145\u6536\u5165\u6765\u6e90\uff1b
\u2022 \u73b0\u6709\u8d1f\u503a\uff1a\u5df2\u6709BNPL\u6b20\u6b3e\u6216\u4fe1\u7528\u5361\u8d1f\u503a\u8005\uff0c\u5efa\u8bae\u5148\u5c06\u8d1f\u503a\u7387\u63a7\u5236\u5728\u603b\u6388\u4fe1\u989d\u5ea6\u768430%\u4ee5\u5185\u518d\u7533\u8bf7\u65b0\u8d37\u3002″}, {“blockName”: “core/heading”, “attrs”: {“level”: 3}, “innerHTML”: “\u7b2c\u4e8c\u6b65\uff1a\u9009\u62e9\u9002\u5408\u7684\u8d37\u6b3e\u4ea7\u54c1\u7c7b\u578b”}, {“blockName”: “core/table”, “attrs”: {“hasHeader”: true}, “innerHTML”: “

\u8d37\u6b3e\u7c7b\u578b	\u989d\u5ea6\u8303\u56f4	\u5178\u578b\u5e74\u5229\u7387\uff08APR\uff09	\u9002\u5408\u573a\u666f	\u5ba1\u6279\u96be\u5ea6
\u534e\u4eba\u4e13\u5c5e\u4fe1\u7528\u8d37\u6b3e	2,000\u201315,000\u6fb3\u5143	18%\u201328%	\u7efc\u5408\u533b\u7f8e\u9879\u76ee	\u2b50\u2b50 \u4e2d\u7b49
BNPL\u533b\u7f8e\u5206\u671f	\u6700\u9ad85,000\u6fb3\u5143	0%\uff084\u671f\u514d\u606f\u4e0a\u9650\uff09	\u5c0f\u989d\u5355\u6b21\u9879\u76ee	\u2b50 \u8f83\u4f4e
\u534e\u4eba\u5546\u5bb6\u5408\u4f5c\u5206\u671f	1,000\u201310,000\u6fb3\u5143	12%\u201322%	\u4e0e\u8bca\u6240\u76f4\u8fde\u9879\u76ee	\u2b50\u2b50 \u4e2d\u7b49
\u8d27\u7269/\u8bbe\u5907\u62b5\u62bc\u8d37\u6b3e	5,000\u201330,000\u6fb3\u5143	10%\u201318%	\u5927\u989d\u591a\u9879\u7ec4\u5408	\u2b50\u2b50\u2b50 \u8f83\u9ad8
\u7236\u6bcd\u62c5\u4fdd\u8d37\u6b3e	\u6700\u9ad830,000\u6fb3\u5143	15%\u201324%	\u5168\u989d\u8986\u76d6\u9ad8\u7aef\u9879\u76ee	\u2b50\u2b50 \u4e2d\u7b49

“}, {“blockName”: “core/heading”, “attrs”: {“level”: 3}, “innerHTML”: “\u7b2c\u4e09\u6b65\uff1a\u51c6\u5907\u5b8c\u6574\u7684\u7533\u8bf7\u6750\u6599”}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u9488\u5bf9UNSW\u5728\u6821\u4e2d\u56fd\u7559\u5b66\u751f\uff0c\u5e38\u89c4\u7533\u8bf7\u6750\u6599\u6e05\u5355\u5982\u4e0b\uff1a
1. \u62a4\u7167\uff08\u4e2a\u4eba\u4fe1\u606f\u9875\u53ca\u7b7e\u8bc1\u9875\uff0c\u6709\u6548\u671f\u22656\u4e2a\u6708\uff09\uff1b
2. CoE\uff08\u6ce8\u518c\u786e\u8ba4\u51fd\uff09\u2014\u2014\u53ef\u5728UNSW Student Hub\u5728\u7ebf\u4e0b\u8f7d\uff1b
3. \u6700\u8fd13\u4e2a\u6708\u94f6\u884c\u6d41\u6c34\uff08\u663e\u793a\u7236\u6bcd\u6c47\u5165\u6b3e\u9879\u8bb0\u5f55\u8005\u66f4\u4f73\uff09\uff1b
4. \u6fb3\u6d32\u672c\u5730\u94f6\u884c\u5361\uff08ANZ\u3001Commonwealth\u6216NAB\u5747\u53ef\uff09\uff1b
5. \u6fb3\u6d32\u624b\u673a\u53f7\u7801\u53ca\u5e38\u7528Email\uff1b
6. \u5982\u6709\u517c\u804c\uff0c\u8fd8\u9700\u63d0\u4f9b\u5de5\u8d44\u5355\u6216\u96c7\u4e3b\u8bc1\u660e\u4fe1\u3002″}, {“blockName”: “core/heading”, “attrs”: {“level”: 2}, “innerHTML”: “\u6089\u5c3c\u533b\u7f8e\u673a\u6784\u9009\u62e9\u4e0e\u5e38\u89c1\u9677\u9631\u89c4\u907f”}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u5728\u6089\u5c3c\u5bfb\u6c42\u533b\u7f8e\u670d\u52a1\uff0cUNSW\u5b66\u751f\u901a\u5e38\u4f1a\u9009\u62e9Kensington\u3001Randwick\u6216Bondi Junction\u533a\u57df\u7684\u8bca\u6240\u3002\u9009\u62e9\u65f6\u52a1\u5fc5\u6838\u67e5\u4ee5\u4e0b\u4fe1\u606f\uff1a
\u2022 \u8bca\u6240\u53ca\u6267\u8bc1\u533b\u5e08\u987b\u5728AHPRA\uff08\u6fb3\u5927\u5229\u4e9a\u5065\u5eb7\u4ece\u4e1a\u8005\u76d1\u7ba1\u5c40\uff09\u5b98\u7f51\u5b8c\u6210\u6ce8\u518c\u5e76\u53ef\u67e5\u8be2\uff1b
\u2022 \u6ce8\u5c04\u7c7b\u9879\u76ee\u987b\u4f7f\u7528\u7ecfTGA\u6279\u51c6\u7684\u836f\u54c1\uff0c\u53ef\u901a\u8fc7TGA\u5b98\u7f51\u836f\u54c1\u6570\u636e\u5e93\u6838\u67e5\uff1b
\u2022 \u8b66\u60d5\”\u5206\u671f0\u5229\u7387\”\u80cc\u540e\u9690\u85cf\u7684\u670d\u52a1\u8d39\u6216\u624b\u7eed\u8d39\uff0c\u8981\u6c42\u673a\u6784\u51fa\u5177\u5305\u542b\u6240\u6709\u6210\u672c\u7684\u5e74\u5316\u5229\u7387\uff08APR\uff09\u660e\u7ec6\uff1b
\u2022 \u7b7e\u7f72\u4efb\u4f55\u8d37\u6b3e\u6216\u5206\u671f\u5408\u540c\u524d\uff0c\u52a1\u5fc5\u8981\u6c42\u63d0\u4f9bCooling-off Period\uff08\u51b7\u9759\u671f\uff09\u6761\u6b3e\u8bf4\u660e\u3002″}, {“blockName”: “core/image”, “attrs”: {“id”: 983, “sizeSlug”: “large”}, “innerHTML”: “

“}, {“blockName”: “core/heading”, “attrs”: {“level”: 2}, “innerHTML”: “\u8d37\u6b3e\u540e\u8d22\u52a1\u7ba1\u7406\uff1a\u628a\u533b\u7f8e\u8d37\u6b3e\u53d8\u6210\u4fe1\u7528\u5efa\u7acb\u7684\u8d77\u70b9”}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u5bf9\u5927\u591a\u6570\u4e2d\u56fd\u7559\u5b66\u751f\u800c\u8a00\uff0c\u6fb3\u5927\u5229\u4e9a\u672c\u5730\u4fe1\u7528\u8bb0\u5f55\u51e0\u4e4e\u4e3a\u96f6\u2014\u2014\u8fd9\u610f\u5473\u7740\u672a\u6765\u5728\u6fb3\u7533\u8bf7\u623f\u8d37\u3001\u8f66\u8d37\u751a\u81f3\u7eed\u7b7e\u7b7e\u8bc1\u65f6\u7684\u94f6\u884c\u6d41\u6c34\u5ba1\u6838\uff0c\u90fd\u53ef\u80fd\u56e0\u6b64\u53d7\u963b\u3002\u4e8b\u5b9e\u4e0a\uff0c\u4e00\u7b14\u6309\u65f6\u8fd8\u6b3e\u7684\u533b\u7f8e\u5206\u671f\u8d37\u6b3e\uff0c\u662f\u4f60\u5efa\u7acb\u6fb3\u6d32\u672c\u5730\u4fe1\u7528\u8bb0\u5f55\u6700\u4f4e\u6210\u672c\u7684\u65b9\u5f0f\u4e4b\u4e00\u3002″}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u5efa\u8bae\u505a\u6cd5\uff1a
\u2022 \u8bbe\u7f6e\u81ea\u52a8\u8fd8\u6b3e\uff08Auto-pay\uff09\uff1a\u5173\u8054\u6fb3\u6d32\u672c\u5730\u94f6\u884c\u5361\uff0c\u8bbe\u7f6e\u8fd8\u6b3e\u65e5\u4e3a\u53d1\u85aa\u65e5\u540e1\u20142\u5929\uff0c\u786e\u4fdd\u8d26\u6237\u4f59\u989d\u5145\u8db3\uff1b
\u2022 \u8fd8\u6b3e\u8bb0\u5f55\u4e0a\u62a5\u5f81\u4fe1\uff1a\u9009\u62e9\u4f1a\u5c06\u8fd8\u6b3e\u8bb0\u5f55\u4e0a\u62a5\u7ed9\u6fb3\u6d32\u4e09\u5927\u5f81\u4fe1\u673a\u6784\uff08Equifax\u3001Experian\u3001TransUnion\uff09\u7684\u8d37\u6b3e\u673a\u6784\uff1b
\u2022 \u63d0\u524d\u8fd8\u6b3e\u7b56\u7565\uff1a\u624b\u5934\u5bbd\u88d5\u65f6\u63d0\u524d\u507f\u8fd8\u90e8\u5206\u672c\u91d1\uff0c\u53ef\u663e\u8457\u964d\u4f4e\u603b\u5229\u606f\u652f\u51fa\uff0c\u540c\u65f6\u5411\u5f81\u4fe1\u7cfb\u7edf\u5c55\u793a\u826f\u597d\u8fd8\u6b3e\u610f\u613f\u3002″}, {“blockName”: “core/heading”, “attrs”: {“level”: 2}, “innerHTML”: “\u4e3a\u4ec0\u4e48\u9009\u62e9OverseaLoan-AU\u7533\u8bf7\u533b\u7f8e\u8d37\u6b3e\uff1f”}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “OverseaLoan-AU\u6df1\u8015\u6fb3\u5927\u5229\u4e9a\u534e\u4eba\u4fe1\u8d37\u5e02\u573a\u591a\u5e74\uff0c\u6df1\u523b\u7406\u89e3\u4e2d\u56fd\u7559\u5b66\u751f\u5728\u6fb3\u7533\u8bf7\u8d37\u6b3e\u65f6\u9762\u4e34\u7684\u72ec\u7279\u6311\u6218\u2014\u2014\u7f3a\u4e4f\u672c\u5730\u4fe1\u7528\u8bb0\u5f55\u3001\u6536\u5165\u8bc1\u660e\u5355\u4e00\u3001\u7b7e\u8bc1\u8eab\u4efd\u9650\u5236\u7b49\u3002\u6211\u4eec\u4e13\u4e3aUNSW\u53ca\u5176\u4ed6\u6fb3\u6d32\u9ad8\u6821\u4e2d\u56fd\u7559\u5b66\u751f\u8bbe\u8ba1\u4e86\u4ee5\u4e0b\u8d37\u6b3e\u89e3\u51b3\u65b9\u6848\uff1a”}, {“blockName”: “core/list”, “attrs”: {“ordered”: false}, “innerHTML”: “

\u6781\u901f\u5ba1\u6279\uff1a\u6750\u6599\u9f50\u5168\u60c5\u51b5\u4e0b\uff0c24\u5c0f\u65f6\u5185\u5b8c\u6210\u5ba1\u6279\uff0c\u6700\u5feb48\u5c0f\u65f6\u653e\u6b3e\uff1b

\u7075\u6d3b\u989d\u5ea6\uff1a\u6839\u636e\u7236\u6bcd\u62c5\u4fdd\u6216\u6c47\u5165\u751f\u6d3b\u8d39\u8bb0\u5f55\uff0c\u6388\u4fe1\u989d\u5ea61,000\u201415,000\u6fb3\u5143\uff1b

\u900f\u660e\u8d39\u7387\uff1a\u5e74\u5316\u5229\u7387\uff08APR\uff0915%\u8d77\uff0c\u65e0\u9690\u85cf\u624b\u7eed\u8d39\uff0c\u63d0\u524d\u8fd8\u6b3e\u96f6\u8fdd\u7ea6\u91d1\uff1b

\u4e2d\u6587\u670d\u52a1\uff1a\u5168\u7a0b\u4e2d\u6587\u5ba2\u6237\u7ecf\u7406\u8ddf\u8fdb\uff0c\u6c9f\u901a\u65e0\u969c\u788d\uff1b

\u4fe1\u7528\u5171\u5efa\uff1a\u6309\u65f6\u8fd8\u6b3e\u8bb0\u5f55\u76f4\u63a5\u4e0a\u62a5\u6fb3\u6d32\u4e3b\u6d41\u5f81\u4fe1\u673a\u6784\uff0c\u52a9\u60a8\u540c\u6b65\u5efa\u7acb\u672c\u5730\u4fe1\u7528\u5386\u53f2\u3002

“}, {“blockName”: “core/paragraph”, “attrs”: {}, “innerHTML”: “\u7acb\u5373\u8054\u7cfbOverseaLoan-AU\uff0c\u83b7\u53d6\u60a8\u7684\u514d\u8d39\u8d37\u6b3e\u9884\u8bc4\u4f30\uff0c\u8ba9\u4e13\u4e1a\u56e2\u961f\u4e3a\u60a8\u91cf\u8eab\u5b9a\u5236\u6700\u9002\u5408\u7684\u533b\u7f8e\u5206\u671f\u65b9\u6848\u3002

\u6ce8\uff1a\u672c\u6587\u4ec5\u4f9b\u53c2\u8003\uff0c\u5177\u4f53\u8d37\u6b3e\u4ea7\u54c1\u6761\u6b3e\u4ee5OverseaLoan-AU\u5b98\u65b9\u534f\u8bae\u4e3a\u51c6\u3002\u8d37\u6b3e\u6709\u98ce\u9669\uff0c\u7533\u8bf7\u524d\u8bf7\u8be6\u7ec6\u9605\u8bfb\u4ea7\u54c1\u62ab\u9732\u58f0\u660e\uff08PDS\uff09\u3002“}, {“blockName”: “core/heading”, “attrs”: {“level”: 2}, “innerHTML”: “\u76f8\u5173\u9605\u8bfb”}, {“blockName”: “core/list”, “attrs”: {“ordered”: false}, “innerHTML”: “

\u300a2026\u5e74\u6089\u5c3c\u534e\u4eba\u533b\u7f8e\u4ece\u4e1a\u8005\u8d37\u6b3e\u5168\u653b\u7565\u300b\u2014\u2014\u5982\u679c\u60a8\u662f\u5728\u6821\u533b\u7f8e\u4e13\u4e1a\u5b66\u751f\u6216\u6709\u5fd7\u4e8e\u533b\u7f8e\u884c\u4e1a\u53d1\u5c55\uff0c\u672c\u6307\u5357\u63d0\u4f9b\u884c\u4e1a\u878d\u8d44\u89c6\u89d2\uff1b

\u300a2026\u5e74UNSW\u4e2d\u56fd\u7559\u5b66\u751f\u6d88\u8d39\u8d37\u6b3eBNPL\u76d1\u7ba1\u6307\u5357\u300b\u2014\u2014\u4e86\u89e3\u6fb3\u6d32BNPL\u65b0\u89c4\u5982\u4f55\u5f71\u54cd\u7559\u5b66\u751f\u7684\u65e5\u5e38\u6d88\u8d39\u5206\u671f\uff1b

\u300a2026\u5e74\u8499\u7eb3\u58eb\u5927\u5b66\u7559\u5b66\u751f\u533b\u7f8e\u8d37\u6b3e\u5168\u653b\u7565\u300b\u2014\u2014\u540c\u6837\u662f\u533b\u7f8e\u4e3b\u9898\uff0c\u770b\u4e0d\u540c\u5b66\u6821\u8d37\u6b3e\u65b9\u6848\u6709\u4f55\u5dee\u5f02\uff1b

\u300a\u58a8\u5c14\u672c\u5927\u5b66\u8d74\u6fb3\u7559\u5b66\u751f\u521b\u4e1a\u878d\u8d44\u6307\u5357\u300b\u2014\u2014\u5982\u679c\u60a8\u5728\u533b\u7f8e\u9879\u76ee\u4e2d\u53d1\u73b0\u4e86\u521b\u4e1a\u7075\u611f\uff0c\u672c\u6307\u5357\u52a9\u60a8\u63d0\u524d\u89c4\u5212\u542f\u52a8\u8d44\u91d1\u3002

“}]